body {
	font-family: Arial, Helvetica, sans-serif;
	margin:0;
	padding:0;
	font-size:12px;	
	background-color:#f9f9f9;
}
#links a
{
text-decoration:none;
color:#FFFFFF;
}
a
{
text-decoration:underline;
}
a:hover
{
color:#1644ac;
text-decoration:none;
}
#wrapper
{
width:1003px;
margin:auto;
padding:0px;
}
#head
{
background:url(../img/head_bg.gif) repeat-y;
height:60px;
width:100%;
padding:0px;
}
#logo
{
width:207px;
height:85px;
margin:15px 0 0 25px;
position:relative;
float:left;
z-index:999;
}
#links
{
float:left;
position:relative;
margin:35px 0 0 20px;
}
#links span
{
color:#FFFFFF;
padding:0 5px 0 5px;
}
.clear
{
clear:both;
}
#links a:hover
{
color:#CCCCCC;
text-decoration:underline;
}
#nav
{
position:absolute;
top:0px;
}
#banner
{
background-color:#a25d40;

width:100%;
height:274px;
z-index:9;
clear:both;
}
#banner-img
{
float:left;
background-image:url(../img/home-img.jpg);
width:392px;
height:274px;
}
#banner-txt
{
width:330px;
float:left;
margin:22px 0 0 25px;
color:#fff;
}
h1
{
font-size:18px;
}
#banner-box
{
float:right;
margin:20px 10px 0 0;
}
#col1
{
width:370px;
float:left;
margin:15px 15px 0 5px;
}
#col2, #col3, #col4
{
width:195px;
float:left;
margin:4px;
}
.colhead
{
color:#005fbd;
font-weight:bold;
margin-left:15px;
}
.fleft
{
float:left;
}
.fright
{
float:right;
}
.bottomband
{
margin-top:10px;
width:200px;
background-color:#46b3ee;
height:7px;
}
.footerline
{
background-color:#d1d1cf;
width:100%;
height:1px;
}
#col2 img, #col3 img, #col4 img 
{
margin-bottom:5px;
}